For many people, discussing death is a rather uncomfortable subject, especially if it’s about our own or a family members. However, it’s important to talk about funeral arrangements and last wishes while our families are still here. Likewise, it’s always important to discuss prepaid funeral plans. Why? Because there are many advantages to planning ahead. At S. Stibbards & Sons, we believe that preplanning a funeral in advance is a wise thing to do. Here’s why you should consider a prepaid funeral plan.

Your Final Wishes Can Be Followed 

If you have specific preferences for the disposition of your body and your funeral, then you can express them when you take out a prepaid funeral plan. Perhaps you have a preference for cremation or burial, the style of your headstone or the music that’s played at your funeral, or you may not even want a funeral. Whatever your wishes are, you can include them in a prepaid funeral plan. 

You Want to Take On The Financial Responsibility

Planning your funeral in advance means you can make the financial arrangements and pay for a plan before you pass away. Even if you plan on leaving your family a significant amount of money, will they be able to access it to pay for your funeral? 

You Can Avoid Inflation and Rising Prices 

Like most products and services, inflation happens over time, which causes an increase in costs. And, unfortunately, funerals are no exception. However, when you opt for a prepaid funeral plan, you can pay for your funeral at today’s prices and avoid inflation. The majority of people choose to repay the full cost of their funeral over 12 months, but if you want longer, there are many funeral directors that will let you spread out the cost over 36 or 48 months instead.

You Can Find The Right Funeral Home 

When you suddenly have to arrange someone’s funeral, there really isn’t any time to look around for the ideal funeral home. Most people feel pressured to make immediate decisions when nothing has been planned in advance. However, when you plan your funeral in advance, you will be able to shop around and find a funeral home that is suited to preferences. You can take your time, discuss your wishes with numerous funeral directors and find one that you trust and are fully comfortable with. 

To Avoid a Family Disagreement 

When planning for a funeral, intense emotions and different personalities can sometimes result in disagreements. The old generation might still be traditional in their faith and have a strong opinion on how a traditional funeral should be, but their children or grandchildren may completely disagree. However, you can avoid any potential disagreements by opting for a prepaid funeral plan. This way, you can set out exactly how you want your funeral to be so that your family can act on your final wishes. 

Simply for Peace of Mind

Thinking about how your family might arrange your funeral can be difficult. But, when you plan your funeral in advance with a prepaid plan, you are able to set a budget for what you want and pay for it yourself so that your family doesn’t have to worry about the costs for when the time comes. When you plan for your funeral in advance, you give yourself peace of mind knowing that you have paid for it with your own money, you will be remembered the way you want to be remembered and provided a sense of relief for your family. 

Plan Your Funeral Your Way With S. Stibbards & Sons

At S. Stibbards & Sons, we take pride in offering our local community a range of prepaid funeral plans. With our plans, you choose the funeral you want and pay for the services at today’s prices. You will have made the arrangements in advance and taken care of the funeral plan cost. If you would like to discuss a prepaid funeral plan with S. Stibbards & Sons, please get in touch through our contact page today.


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If you wish to have a discussion with one of our funeral arrangers, please don’t hesitate to contact us. We can talk through yours and your loved one’s needs and discuss how we can best celebrate their life.