Once you have selected your plan, all you have to do is decide how you wish to pay, please download our brochure for more information.

You can apply for an Independent Way Funeral Plan in a number of ways:

Visit one of our local offices

If you would like someone to help you with the process you can visit any one of our conveniently located local offices where one of our funeral arrangers will be able to give you friendly advice as to the plan that would best suit your needs.  We will also be able to assist you with any additional services you need and can complete the application on your behalf.

Self complete

If you have requested a plan pack from us and wish to proceed with the plan, request an application form from us.  Once completed return it to us, with your chosen method of payment, in the enclosed pre-paid envelope. When we receive the completed application we will carefully check it on your behalf before forwarding onto Golden Charter. Golden Charter will store the information provided and send you your certificate of entitlement, which should be kept in a safe place. We will also receive a copy of your plan for safe keeping.

Home visits

We understand that many of our clients feel more comfortable discussing these arrangements in their own homes or may not be able to visit one of our offices. We will therefore, by pre-arranged appointment, visit your home at a time convenient to you to help with any decisions you may need to make.


Many clients feel comfortable applying for our plans from the comfort of their own homes, at a time convenient to them, using our simple to use on-line platform.  By clicking the link below you will be re-directed to our partner site ‘www.localfuneral.co.uk’, which is owned and managed by Golden Charter, where you will be able to apply for and pay for your plan quickly and securely.


What you’ll receive

If you are paying by single payment, Golden Charter will send you a Certificate of Entitlement to funeral services and a membership card, which should be kept in a safe place.

You’ll also receive a copy of the Certificate of Entitlement to give to your next of kin so they are aware that you hold a plan, and know how to proceed when the time comes.

If you are not paying by a single payment, your application will be acknowledged and a provisional membership card will be issued. If you decide to take out a Will, Golden Charter’s legal services team will call you to make arrangements for your Will. Taking out an Independent Way Funeral Plan is one of the most thoughtful decisions you could make.

Please note the application process can take up to 6 weeks from the time of application to receiving your plan document, however you will be fully covered from the time of completeing your application.

Pre-paid funeral plans

Here at S Stibbards & Sons Ltd, we know that everyone has different needs when it comes to funeral planning. With this in mind, we offer a range of funeral plans to choose from, as well as a selection of flexible payment options.