Our finance plans are flexible and can be tailored to your requirements and personal circumstances. Many people choose to repay the full cost of the funeral over 12 months, but if you need longer, then you can choose to spread the cost over 36 or 48 months instead.

Funeral Finance Eligibility

To be considered for one of our funeral finance plans, you must meet the following criteria:

  • Be at least 18 years old.
  • Employed and working at least 16 hours per week. Or, receiving a private or company pension if retired.
  • A UK resident or been living in the country for at least 3 years.
  • Have a good credit history and UK bank account.

Before applying for funeral finance, consider whether taking out such a plan is the right decision for you.

S. Stibbards & Sons Are Here to Help

If you would like to discuss our finance options with one of our friendly and compassionate funeral arrangers, then please do not hesitate to contact us. We can talk you through the different options and answer any questions that you might have.

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Funeral Finance FAQs

Here are some answers to the most frequently asked questions about our funeral finance plans. However, if you have any further questions, we are here to help. Just call us on (01702) 558717, we are available 24 hours a day.

How Is a Decision Made?

Your funeral finance application will be based on your eligibility, affordability and credit history.

How Long Does The Application Take?

The application process only takes about 15 minutes, and you will receive a decision almost instantly. Upon your successful application, S. Stibbards & Sons will be your point of contact for the funeral arrangements.

How Are The Repayments Made?

Upon your successful application, monthly repayments are made via direct debit over your chosen term.

Can I Cancel the Finance Plan?

There is a 14 day period in which you can withdraw from your funeral finance plan after signing the credit agreement. If you want to cancel your plan, then you need to notify S. Stibbards & Sons as soon as possible.

Download our brochure

For more information on arranging a memorial download our brochure.